Group Health Benefits via The Writers' Coalition and AFBS

The Canadian Freelance Guild has partnered with the not-for-profit insurance company, AFBS, to provide CFG members with an affordable health benefits program uniquely responsive to self-employed workers.

The AFBS Writers’ Coalition Program is a national health insurance plan that’s affordable, easy to join and your acceptance is guaranteed – no medical questions are asked.

The program offers two plans to choose from:

  • Standard Program
  • Comprehensive Program

Both programs offer the same core benefit categories that include:

  • Dental
  • Prescription Drug
  • Extended Health Care (vision care, hospital rooms, medical equipment, massage etc…)
  • Travel Emergency Medical
  • Life
  • AD&D
  • The Member and Family Assistance Program (MFAP)

Coverage is available for families, there’s a convenient monthly payment option and premiums may be tax deductible.

To get a free, no-obligation quote go to:

To learn more about the programs, go to: or you can also watch this webinar featuring Jason Saulay of AFBS explaining the benefits available and the various payment options.

To contact the Writers' Coalition via email or phone:

1.800.387.8897 ext.238 or local at 416-967-6600 ext. 238

Commercial General Liability and Errors and Omissions Insurance

More and more companies are demanding that the freelancers they contract carry varying amounts of liability and errors and omissions insurance, making proof of such coverage a condition of a granting a commission. This marks a departure from contracts of the past and represents a 'downloading' of liability and costs associated with defending a suit onto the freelancer. We suggest you talk about these clauses in the contract with the employer and find out why they consider them necessary and whether they are open to changing some of the language. If you feel you MUST carry the insurance, you can purchase Commercial General Liability and Errors & Omissions insurance from Hub International. Click the link to download the Hub Beazley Writers E&O Brochure.

Union Savings-Additional Insurance Benefits to Members

Enjoy financial savings, competitive rates and expert advice on insurance, mortgages and more. Go to When you are asked to register, choose CWA-Communication Workers of America as your union.